dollar500
05-08 07:48 PM
I have done a lot of research on this topic and ended up in taking Tata-AIG. Few tips I can tell:
1. Try a high deductible: It brings down your rate significantly down. The way I saw it is, hopefully nothing will happen to my parents and for small things I have friends who can help them out. If there is something big I can afford a part of it and let insurance take care of rest.
2. have a few extra days than what your parents are coming for: say they are coming for 90 days get one for at least 120 days. Also make sure you get policies which are renewable.
3. Check on the insurance website if it covers hospitals in your area. I looked in one insurance where nearest hospital was 35 miles away from my home.
4. Look for ICU and surgical coverage closely as these two coverages are the most expensive and insurances tend to not cover it.
Hope these helps. Good luck with your parents visit. Let me know if you have questions :)
1. Try a high deductible: It brings down your rate significantly down. The way I saw it is, hopefully nothing will happen to my parents and for small things I have friends who can help them out. If there is something big I can afford a part of it and let insurance take care of rest.
2. have a few extra days than what your parents are coming for: say they are coming for 90 days get one for at least 120 days. Also make sure you get policies which are renewable.
3. Check on the insurance website if it covers hospitals in your area. I looked in one insurance where nearest hospital was 35 miles away from my home.
4. Look for ICU and surgical coverage closely as these two coverages are the most expensive and insurances tend to not cover it.
Hope these helps. Good luck with your parents visit. Let me know if you have questions :)
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raj3078
03-14 06:01 PM
I am sure many here like me have the same question. Why is that Macaca has to make sure that he answers every single post? Why is that he makes tricky comments (sometimes offensive) and expect everyone to join him? I am with IV for almost 8-9 months now and have contributed to my ability, financially as well as by being active on this forum. But lately I am seeing that Macaca person all over the forum. And frankly it is becoming little annoying now.
I beg the max because I don't think we can do anything without the lobbying firm and other lobbying activities by core, and the contributions are < 20% of the money required. Please convince me that I should stop begging because !@#$%& or explain how to beg when we have < 3% contributing members in 45 days. In other words, please resolve the begging issue (by possibly explaing that we don't need the lobbying firm and/or other things). This is question 1.
The following will be neglible if there is an implementable answer to question 1.
The numbers in the following are low and the list is not complete. Lets assume the complete laundary list with higher numbers.
Consider a retrogressed member X that uses the following quote to decide that Hill (with lobbying firm) and grassroot lobbying is important.
Most people struggle with life balance simply because they haven't paid the price to decide what is really important to them.
X again uses the above quote to decide the following. What are the arguments against this decision? This is question 2.
Contribute financially and help in financial contributions from others so that we can lobby on the Hill, and
Help with grass root lobbying (legislators + media), and
Ignore the laundary list rather then expect everyone to meet X's requirements.
The two questions are for everyone. Some members have gone over these issues a couple of times in the last 2 months. Please respond ONLY if you have an argument for question 1 and/or an argument for question 2.
I beg the max because I don't think we can do anything without the lobbying firm and other lobbying activities by core, and the contributions are < 20% of the money required. Please convince me that I should stop begging because !@#$%& or explain how to beg when we have < 3% contributing members in 45 days. In other words, please resolve the begging issue (by possibly explaing that we don't need the lobbying firm and/or other things). This is question 1.
The following will be neglible if there is an implementable answer to question 1.
The numbers in the following are low and the list is not complete. Lets assume the complete laundary list with higher numbers.
Consider a retrogressed member X that uses the following quote to decide that Hill (with lobbying firm) and grassroot lobbying is important.
Most people struggle with life balance simply because they haven't paid the price to decide what is really important to them.
X again uses the above quote to decide the following. What are the arguments against this decision? This is question 2.
Contribute financially and help in financial contributions from others so that we can lobby on the Hill, and
Help with grass root lobbying (legislators + media), and
Ignore the laundary list rather then expect everyone to meet X's requirements.
The two questions are for everyone. Some members have gone over these issues a couple of times in the last 2 months. Please respond ONLY if you have an argument for question 1 and/or an argument for question 2.
atiq4
09-17 11:31 AM
I was checking the c-span.org and couldn't find this.
They are discussing other things on c-span.org live.
They are discussing other things on c-span.org live.
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CADude
07-19 07:05 PM
Look in home and post.
Can you please post the link
Can you please post the link
more...
casinoroyale
06-23 12:44 AM
sunilbhai, thanks for the information.
I have gone thru this whole thread and here is list of all distinct insurance plans that were brought up. It seems like
(A) IMGGlobal is popular
(B) ATLAS America seems to provide little hope for people looking for pre-existing condition coverage.
List:
1) Kaiser
2) AIG
3) Tata-AIG
4) IMG Global
5)
7) ICICI-Lombard
8) http://health.indnet.org/ (India Network - Underwritten by AIG)
9) http://www.nriol.com/insurance/insurance-worldmed-long-term.asp
10) Atlas America
I have gone thru this whole thread and here is list of all distinct insurance plans that were brought up. It seems like
(A) IMGGlobal is popular
(B) ATLAS America seems to provide little hope for people looking for pre-existing condition coverage.
List:
1) Kaiser
2) AIG
3) Tata-AIG
4) IMG Global
5)
7) ICICI-Lombard
8) http://health.indnet.org/ (India Network - Underwritten by AIG)
9) http://www.nriol.com/insurance/insurance-worldmed-long-term.asp
10) Atlas America
willigetagc
08-19 02:05 PM
Congrats! Well, in my case, I would become a Senior Citizen before I become a Citizen of this country. :D My signature says it all.
:p
:D:D good one. But isn't that nice to get both GC and social security at the same time.... ?
:p
:D:D good one. But isn't that nice to get both GC and social security at the same time.... ?
more...
gk_2000
04-19 11:21 AM
This is what my attorney told me:
4 Year Bachelors in India + 5 years of Exp (excluding sponsoring emp)
3 Year Bachelors in India + 2 Yrs(Msc) /3 Years(MCA) + 5 years of Exp (excluding sponsoring emp)
4 Year Bachelors in India + US Masters + 2 years of Exp (excluding sponsoring emp)
All these qualify for EB2. Just make sure you Job Description requires eb2.
Also, consult with a leading attorney and show you employer, that this is doable.
Wounds, here comes ................ salt!
There is no requirement in INA regarding the number of years in degree.
ImmInfo Newsletter: The Culture of No: More on the USCIS challenge of educational credentials (http://www.imminfo.com/News/Newsletter/2011-4-15/USCIS-challenge-credentials.html)
They are likely to lose, if litigated against.. just saying
4 Year Bachelors in India + 5 years of Exp (excluding sponsoring emp)
3 Year Bachelors in India + 2 Yrs(Msc) /3 Years(MCA) + 5 years of Exp (excluding sponsoring emp)
4 Year Bachelors in India + US Masters + 2 years of Exp (excluding sponsoring emp)
All these qualify for EB2. Just make sure you Job Description requires eb2.
Also, consult with a leading attorney and show you employer, that this is doable.
Wounds, here comes ................ salt!
There is no requirement in INA regarding the number of years in degree.
ImmInfo Newsletter: The Culture of No: More on the USCIS challenge of educational credentials (http://www.imminfo.com/News/Newsletter/2011-4-15/USCIS-challenge-credentials.html)
They are likely to lose, if litigated against.. just saying
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GCapplicant
08-12 05:40 PM
Just went thru Ron's forum -
what does this mean-
Re: HR 5924 relief for the shortage of nurses
--------------------------------------------------------------------------------
The Congressional Hispanic Caucus again reiterated its opposition to any immigration legislation that does not address an amnesty for illegals and said that they will block any attempts to pass smaller immigration bills.
__________________
:(
what does this mean-
Re: HR 5924 relief for the shortage of nurses
--------------------------------------------------------------------------------
The Congressional Hispanic Caucus again reiterated its opposition to any immigration legislation that does not address an amnesty for illegals and said that they will block any attempts to pass smaller immigration bills.
__________________
:(
more...
pappu
10-11 10:28 AM
Namechecks:
IV will be soon posting some updates on this. We have done some ground work on this issue in the recent past and have got positive response. Stronger support from our members, will definitely help us push this agenda item. IV feels that this issue is going to be a big roadblock for a lot of us now, after people have filed their I485s. It is possible to get a much wider bi-partisan support on this issue by us and we are already pursuing it.
Pls. stay tuned on this issue.
================
Update
Oct 22. 2007
http://immigrationvoice.org/index.php?option=com_content&task=view&id=81&Itemid=61
IV will be soon posting some updates on this. We have done some ground work on this issue in the recent past and have got positive response. Stronger support from our members, will definitely help us push this agenda item. IV feels that this issue is going to be a big roadblock for a lot of us now, after people have filed their I485s. It is possible to get a much wider bi-partisan support on this issue by us and we are already pursuing it.
Pls. stay tuned on this issue.
================
Update
Oct 22. 2007
http://immigrationvoice.org/index.php?option=com_content&task=view&id=81&Itemid=61
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amsgc
06-13 06:46 PM
...
more...
mpillai
05-08 09:18 PM
Congrats desi3933.
Lets help others here also towards that path.
Lets help others here also towards that path.
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pappu
04-19 01:51 PM
long time back I had posted something on ability to pay. look into the archives. Are you currently employed with this company?what is your current wage? what is the size of the company? how long has the company been in business? what has been the income in the past few years? how much cash do they have in bank? Do they have any external funding? how well do you know the owner? How many people have filed for GC in your company?
Ability to pay is a complicated issue to be answered without knowing all the details. Remember all the data needs to be fully legal (your small time employer should not be saving taxes by using tactics that help him financially but are not right thing to do) and correct and your employer should be willing to help you with all the information. This issue is not difficult to solve. With the help of a good lawyer who knows about the intricacies of ability to pay and takes active interest in your case and a good experienced CPA you can easily overcome it.
Ability to pay is a complicated issue to be answered without knowing all the details. Remember all the data needs to be fully legal (your small time employer should not be saving taxes by using tactics that help him financially but are not right thing to do) and correct and your employer should be willing to help you with all the information. This issue is not difficult to solve. With the help of a good lawyer who knows about the intricacies of ability to pay and takes active interest in your case and a good experienced CPA you can easily overcome it.
more...
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Struggle
07-14 12:48 AM
http://digg.com/politics/The_Gandhi_Protests
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starscream
09-17 12:51 PM
does anyone know if the Republican cosponsor of HR 5882 (the congressman who introduced it jointly with Congresswoman Zoe) - is he part of the judiciary commiteee?? if not - can he speak in support of the bill when they discuss this bill in the commitee -
more...
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Praveen20
09-17 02:00 PM
I guess republicans have devised this strategy to proposing different amendments as a delaying tactics so that none of these bills will be get approved.
Thanks,
Thanks,
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leoindiano
10-30 12:07 PM
@ leoindiano
Where is your case? You should call and talk to an IO and find out. It will be good if the IO can put in a note in your case on which 140 needs to be used. After around 100 calls, I managed to talk to a very friendly IO, she put in a note and asked for my file to be pulled out of storage (I believe that is what happened in my case). I was on the phone for around 20 minutes with this IO and I couldnt believe how a IO could be so friendly and polite :) Have you treid CIS Ombudsman and USCIS Sec. Napolitano?
Caliguy,
I will reach out to ombudsman and Napolitano this weekend. Another thing i am going to try is applying AP renewal this weekend, set to expire in november anyway. I would rather loose $305 than keep waiting for some miracle. Thanks for your help. I should be able to find the procedure to file 7001 and the Napolitano address in this thread, correct?
Where is your case? You should call and talk to an IO and find out. It will be good if the IO can put in a note in your case on which 140 needs to be used. After around 100 calls, I managed to talk to a very friendly IO, she put in a note and asked for my file to be pulled out of storage (I believe that is what happened in my case). I was on the phone for around 20 minutes with this IO and I couldnt believe how a IO could be so friendly and polite :) Have you treid CIS Ombudsman and USCIS Sec. Napolitano?
Caliguy,
I will reach out to ombudsman and Napolitano this weekend. Another thing i am going to try is applying AP renewal this weekend, set to expire in november anyway. I would rather loose $305 than keep waiting for some miracle. Thanks for your help. I should be able to find the procedure to file 7001 and the Napolitano address in this thread, correct?
more...
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vbkris77
03-10 06:21 PM
CIS awhile back reported that they only have 60K I140 applications pending. So 125K I140 applications can't be pending..
My understanding is VSC and CSC are working on H1B and NSC and TSC work on I140, I485s.
My understanding is VSC and CSC are working on H1B and NSC and TSC work on I140, I485s.
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chanduv23
12-16 11:19 AM
Folks - this campaign is endorsed by IV core. This is a very important campaign moving forward with the new president.
This thread always remains on top to get more visibility. Please send your stories and also urge everyone you know to send their stories
This thread always remains on top to get more visibility. Please send your stories and also urge everyone you know to send their stories
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vikram2101
08-22 01:50 PM
Here's an anecdote -
This was back in the late 80s, when I was growing up - in Bangalore.
India had just lost the Finals of a well fought [field] hockey match to Pakistan. We were all very disappointed by the loss, but it saddened me further to see a victory procession with waving Pakistani flags in the Muslim parts of the City.
Ofcourse, India is a secular country and more so the United States.. and you can cheer whoever you please..
But, If you chose to become a US Citizen, and US were in a battle with your country of Origin (let's narrow it down to Sports, to keep it less complicated), which country would you side? If I chose to side with my country of origin, it would make me a hypocrite, wouldn't it ?
This was back in the late 80s, when I was growing up - in Bangalore.
India had just lost the Finals of a well fought [field] hockey match to Pakistan. We were all very disappointed by the loss, but it saddened me further to see a victory procession with waving Pakistani flags in the Muslim parts of the City.
Ofcourse, India is a secular country and more so the United States.. and you can cheer whoever you please..
But, If you chose to become a US Citizen, and US were in a battle with your country of Origin (let's narrow it down to Sports, to keep it less complicated), which country would you side? If I chose to side with my country of origin, it would make me a hypocrite, wouldn't it ?
ita
08-25 01:45 PM
what about the home loans from ICICI bank.
Which bank would be best bet to apply for home loans?
Appreciate suggestion in this context.
Thank you.
^^
Which bank would be best bet to apply for home loans?
Appreciate suggestion in this context.
Thank you.
^^
gzpain
01-31 03:25 PM
Guys, can any one who has login account in murthy forum post the same message and link? That would still attract more crowd.
